You may have noticed the lack of pictures recently. My camera stopped working right before we went to see Dave Ramsey live. Not the best timing. The flash wasn't working anymore. Yes, I tried new batteries and I looked on-line to see what the problem might be. The only advice I could find was to take it to get it fixed. I had been eyeing a new camera for a few months so I didn't like the idea of spending money on this one to get it fixed. At the same time, I was committed to this new budget and to building up our savings. But it's a camera! And I have a small children who are growing up so fast! How can I not capture the moments?
After 2 weeks of trying to decide what to do, I decided I didn't want to get it fixed. I want a smaller camera that can go in my purse and always be with me. I looked on-line and found one that had gotten good reviews and was priced below $200, which seemed very reasonable. I talked to Josh and we agreed it was worth re-working the budget for. Originally I thought I would just have to subtract that amount from our savings. Then I remembered that back in July I had opened an ING savings account. The idea was to have money deposited monthly in this account from our checking account for those things that only happen once or twice a year. So every month, we would send money over for car insurance and property taxes and then we'd know that money was always there.
I had set it up but didn't have it organized yet. Once I started doing the math, I realized we had extra in there. Woo-hoo! Exactly enough extra to cover this camera. So the budget stays as it is, the savings is not affected and I have a new camera being shipped to me as we speak. And, although this worked out in my favor this time, I do hope to have our finances managed better in the future.
Pictures will be coming soon!